Plan Horizon

Trusted by 500+ Quebec retirees

Are you fully ready for retirement in Quebec?

Find out in 3 minutes if your current plan is strong enough to support the lifestyle you want in retirement. Free and no obligation.

Most Quebec retirees leave tens of thousands on the table in taxes and missed benefits. Don't let that be you. You've worked hard to build your wealth and retirement is too important to leave to guesswork.

Happy senior couple sitting on a park bench enjoying retirement together

Why this quiz matters

See if you're on the right track for retirement

Lower taxes

Identify opportunities to lower avoidable taxes on your income and keep more in your pocket.

Right timing

Understand if your Quebec Pension Plan or Old Age Security benefits start age is ideal for you.

Withdrawal strategy

Coordinate RRSP, TFSA, and non-registered withdrawals to save on taxes.

Clarity first

Get a snapshot of what’s working and where your plan may need attention.

How it works

Start in minutes

Three steps, quick questions, your score, optional call with a fiduciary advisor, free and private.

Answer a few questions

Share your age, goals, savings, and accounts in plain words.

See your score

See your readiness score and get guidance on which elements to prioritize in your plan.

Book a free call

If you qualify, you can book a free retirement planning session with a licensed advisor in Quebec.

What you get

Clear takeaways

You leave with a simple score and practical tips, free and private

Readiness score

Get a clear score that shows how prepared you are, and which areas need more focus.

Tax and benefits tips

Understand how your pensions and withdrawals may impact your retirement income and taxes.

Withdrawal planning

Learn whether your RRSP, TFSA, and other accounts are being used in a tax-efficient order.

Plan with confidence

Know where to focus your attention, whether it’s taxes, benefits, or drawdown order.

Privacy and export

Your data stays private, secure. Export results safely anytime or keep them to yourself, you choose.

Bilingual support

Use the service in English or French with simple toggles, switch anytime, get help in your language.

Ready to start?

Trust matters

Four reasons you can rely on us, clear and simple.

Built for Quebecers

Designed with Quebec rules in mind, QPP, OAS, taxes, and retirement realities.

No sales pressure

This quiz gives value first. You get insights without needing to speak to anyone.

Private by default

Your information stays private and secure until you choose to share it. Trusted.

Free for you

The quiz and matches are free with no obligation.

Ready to start?

Check your plan now

Answer a few simple questions, see your score and clear next steps, free and private.

Smiling retired couple standing by the door holding coffee mugs