Get a Free Second Opinion on your Retirement Plan & your Portfolio
Are you still wondering: Am I paying too much in fees? Are these mutual funds costing me thousands every year? Is my portfolio well positioned for retirement?
Get a professional review of your investment portfolio and retirement plan — including what you're really paying in fees, whether your holdings are properly diversified, and if your strategy makes sense for your timeline.
Best for Quebec investors with $250k+ in investable assets
Apply for a Free Second Opinion →A 1% difference in fees can cost you $100,000+ over 20 years on a $500k portfolio. Most Canadians in mutual funds are paying 2%+ without realizing it. Add a poorly timed RRSP withdrawal or missed QPP strategy, and you could be leaving $50,000+ on the table.
This is a fit if you're wondering:
- Am I paying too much in fees? (Most mutual fund investors pay 2%+ annually — often without realizing it)
- Is my portfolio actually well diversified to reduce risk?
- Does my asset mix still make sense for someone approaching (or in) retirement?
- How do I turn what I've saved into reliable income — without running out?
- Am I withdrawing from the right accounts in the right order to minimize taxes?
- When should I start QPP/OAS — and how does that affect everything else?
Already have an advisor?
Your current advisor may be great. But many advisors put clients in high-fee mutual funds without explaining the alternatives — and aren't specialists in retirement income planning. A second opinion costs you nothing, and could reveal thousands in hidden fees or missed opportunities.
Apply (2 minutes)
Answer a few questions so we can confirm it's relevant for you.
Quick call (15–30 minutes)
We review your portfolio and retirement situation. We highlight the most important gaps and opportunities. The call is free — no obligation to proceed.
You decide next steps
If you want help implementing changes, that's done through an ongoing portfolio management relationship. If not, you still walk away with more clarity, so you have nothing to lose.
You'll know:
- What you're actually paying in fees — and what that's costing you over time
- Whether your portfolio is properly diversified or full of overlap
- If your risk level makes sense for your retirement timeline
- The biggest tax or retirement income opportunity you may be missing
- 2–3 actionable recommendations tailored to your situation
Trust matters
Your confidence is our priority.
Licensed in Quebec
Fully licensed to provide investment and financial planning services in Quebec.
No obligation
The second opinion call is free. If it's not a fit, you walk away with more clarity at no cost.
Confidential
Your financial information is kept strictly confidential and secure.
Bilingual support
Get help in English or French — whichever you're most comfortable with.
Get your free second opinion
Apply in 2 minutes. If your situation is a fit, we'll review your portfolio, fees, and retirement strategy on a free call — no obligation.
Apply for a Free Second Opinion →