1. Purpose of These Terms

These Terms and Conditions govern your use of our website, retirement readiness quiz, and related services provided by Plan Horizon (“we”, “our”, “us”). By accessing or using our site, you agree to comply with these Terms.

2. Acceptable Use

You agree to use our site lawfully and responsibly. You must not:

• Use the site for any fraudulent, unlawful, or harmful purpose
• Attempt to gain unauthorized access to our systems or data
• Copy, modify, or distribute our content without prior written consent

3. Information Accuracy

All content, including quiz results and insights, is provided for informational and educational purposes only. Nothing on our website constitutes financial, legal, or professional advice. You are solely responsible for any decisions made based on the information provided.

4. User Accounts and Consent

When you participate in our quiz or sign up for early access, you consent to the collection and use of your personal data in accordance with our Privacy Policy. You may withdraw your consent at any time by contacting us at planhorizon@outlook.com

5. Intellectual Property

All materials on this site (text, design, logo, quiz content, and visuals) are owned by Plan Horizon or its licensors and are protected by intellectual property laws. Unauthorized use, copying, or distribution is prohibited.

6. External Links

Our website may include links to third-party websites. We are not responsible for the content, privacy practices, or reliability of any external sites.

7. Limitation of Liability

We make reasonable efforts to maintain the accuracy and availability of the site but provide no guarantees. We are not liable for any direct, indirect, or incidental damages resulting from the use or inability to use our site or services.

8. Suspension or Termination

We reserve the right to suspend, restrict, or terminate access to the site at our discretion if these Terms are violated.

9. Updates to These Terms

We may revise these Terms at any time. The latest version will always be posted on this page with the updated “Effective Date.” Continued use of the site means you accept the updated Terms.

10. Contact Information

If you have questions or concerns about these Terms, contact us at:
Email: planhorizon@outlook.com‍

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